Overview
Complete Savings is a subscription-based cashback programme offering minimum 10% cashback at over 1,250 retailers — significantly higher than free sites. The £18/month fee is effectively free if you claim the monthly bonus each month by submitting a receipt. You'll often see their sign-up pop-ups after buying on sites like eBay, Trainline, or Argos.
Pros & Cons
Key Details
- Monthly fee: £18/month
- Cashback type: Min 10% percentage
- Minimum payout: £5
- Payout methods: Bank transfer
- Mobile app: No
- Browser extension: No
- Referral bonus: £20.87 welcome bonus
What Is Complete Savings?
Complete Savings is a subscription-based cashback programme operated by Webloyalty. Unlike free sites like TopCashback and Quidco, it charges £18 per month — but offers significantly higher cashback rates, with a minimum of 10% at over 1,250 retailers.
You’ve probably seen Complete Savings without realising it. After making a purchase on sites like eBay, Trainline, or Argos, you may have seen a pop-up offering cashback on your next purchase. That’s Complete Savings.
Is the £18/Month Fee Worth It?
Here’s the thing that makes Complete Savings work: the monthly bonus. Each month, if you submit a receipt for a qualifying purchase (which can be as small as a £1 item from eBay), you receive an £18 bonus — effectively covering the subscription fee entirely.
So in practice, the fee is free as long as you remember to claim your monthly bonus. The welcome bonus of £20.87 also means your first month is profitable before you’ve even started shopping.
How the Cashback Rates Compare
The minimum 10% cashback rate is the standout feature. On free sites, you might get 1-5% at most retailers. Complete Savings consistently offers 10% or more, which makes a massive difference on big purchases like holidays, electronics, and furniture.
Some members have reported earning hundreds of pounds per year — far exceeding what they’d earn on free sites alone.
How to Get Started
- Sign up — Join via a retailer pop-up after making an online purchase, or through a referral link
- Claim your welcome bonus — Make a qualifying purchase and submit your receipt
- Shop through the portal — Always click through from the Complete Savings website before buying
- Claim your monthly bonus — Submit a receipt each month to offset the £18 fee
- Buy discounted gift cards — Save up to 20% on high street brands
Tips to Maximise Your Savings
- Set a monthly reminder to claim your £18 bonus — this is essential
- Use Complete Savings for big purchases where the 10% rate really adds up
- Stack with Airtime Rewards for an extra layer of savings
- Compare rates with TopCashback — sometimes the free sites have special promotions that temporarily beat Complete Savings
- Take advantage of the discounted gift cards for shops you use regularly
Our Verdict
Complete Savings is genuinely worth it for regular online shoppers, but only if you’re disciplined about claiming the monthly bonus. The 10% minimum cashback rates are outstanding, and the discounted gift cards are a nice extra. However, if you forget to claim the monthly bonus, you’re effectively paying £18/month for something you could get free elsewhere.
£20.87 welcome bonus when you sign up through our link